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VOL. 10, ISSUE 4 (2024)
The concept of fisheries insurance in risk transfer effort for pond farmers
Authors
Fries Melia Salviana, Desy Nurkristia Tejawati, Shanti Wulandari
Abstract
Fish Cultivators and Salt Farmer, hereinafter referred to as Permen KP
No.18/2016. At Permen KP No.18/2016 contains the Fisheries Insurance Program
for Small Fish Cultivators (APPIK). This program, in addition to providing
protection, is an education to foster awareness for fish farmers of the
importance of insurance. This will of course, will also increase the motivation
and work passion of fish farmers and increase the trust of banks to provide
capital assistance to fish farmers. Banks to provide capital assistance for
their business loans. The problem is the lack of socialization to fish farmers
and the number of fish farmers who object to this feel objected to this. For
this reason, there is a formulation of problems regarding the characteristics
of fisheries insurance in risk transfer efforts for pond farmers and the
concept of the implementation of fisheries insurance in risk transfer efforts
for pond farmers. The purpose of this research is to analyze the purpose of
this study is to analyze characteristics of fisheries insurance in an effort to
transfer the risk for pond farmers and analyze the concept of the implementation
of fisheries insurance in an effort to transfer the risk for pond farmers. This
research method is normative research with a statutory approach and concept
approach. The characteristics of fisheries insurance basically have
similarities with livestock insurance and agricultural insurance, and are
included in loss insurance. Basically, it is a transfer of risk to the loss of
pond farmers due to the death of fish, whether caused by natural disasters,
diseases, or waste from surrounding factories. Fisheries insurance can be said
to be a social insurance which is a government program implemented by the local
government, so that government intervention in the implementation of fisheries
insurance needs to be implemented both at the time of the start of the
insurance agreement until the time of compensation due to the occurrence of the
eventenem as well as the benefits that can be given to pond farmers if during
the insurance period there is no evenemen.
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Pages:225-229
How to cite this article:
Fries Melia Salviana, Desy Nurkristia Tejawati, Shanti Wulandari "The concept of fisheries insurance in risk transfer effort for pond farmers". International Journal of Law, Vol 10, Issue 4, 2024, Pages 225-229
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