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VOL. 10, ISSUE 1 (2024)
Analysis of financing settlement on problematic murabahah contracts at pt. bank syariah Indonesia (bsi) dsn-mui fatwa perspective
Authors
Ibnu Mulya, Muhammad Insa Ansari, Yusri
Abstract
This research examines the strategy of resolving problematic financing of
murabahah products applied by Bank Syariah Indonesia with two perspectives,
namely risk management and Fatwa DSN-MUI. The purpose of the research is to
find out the murabahah financing settlement strategy applied by Bank
Syariah Indonesia from the perspective of risk management and DSNMUI fatwa.
This research uses a descriptive qualitative research approach, sourcing
primary data (through interviews), also supported by library research which aims
to collect data or information with the help of various references. The results
of this study concluded that in resolving problematic financing on murabaha
products at BSI, which is more often done by deliberation first with the
customer, then BSI also conducts reschedulling, restructuring, reconditioning,
collateral execution auctions and litigation and the implementation is still
not appropriate because in the execution of collateral there are still some that
are not in accordance with Fatwa DSN-MUI.
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Pages:235-238
How to cite this article:
Ibnu Mulya, Muhammad Insa Ansari, Yusri "Analysis of financing settlement on problematic <i>murabahah </i>contracts at pt. bank syariah Indonesia (bsi) dsn-mui fatwa perspective". International Journal of Law, Vol 10, Issue 1, 2024, Pages 235-238
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